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	<title>Lay and Williams Health Insurance Plans in TEXAS</title>
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		<title>CHIP INFO &#8211; UPDATES &#8211; CHIP/Children&#8217;s Medicaid Website</title>
		<link>http://layandwilliams.wordpress.com/2012/02/18/chip-info-updates-chipchildrens-medicaid-website/</link>
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		<pubDate>Sat, 18 Feb 2012 02:20:24 +0000</pubDate>
		<dc:creator>Lay and Williams Health Insurance Plans</dc:creator>
				<category><![CDATA[Chid Only Policies]]></category>
		<category><![CDATA[CHIP]]></category>
		<category><![CDATA[TX Medicaid]]></category>
		<category><![CDATA[CHIPS]]></category>
		<category><![CDATA[Medicaid]]></category>
		<category><![CDATA[Medicare]]></category>
		<category><![CDATA[TEXAS]]></category>

		<guid isPermaLink="false">http://layandwilliams.wordpress.com/?p=257</guid>
		<description><![CDATA[New Figures and Features Enhance CHIP/Children&#8217;s Medicaid Website  Updates have been made to the CHIPmedicaid.org website to reflect new co-payments for the Children&#8217;s Health Insurance Program (CHIP) and revised income limits for both CHIP and Children&#8217;s Medicaid. The new figures feeding the online calculators and charts on the website are based on revised federal poverty limits and state changes in CHIP co-payments that go [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=layandwilliams.wordpress.com&amp;blog=22138298&amp;post=257&amp;subd=layandwilliams&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
			<content:encoded><![CDATA[<p><strong>New Figures and Features Enhance CHIP/Children&#8217;s Medicaid Website </strong></p>
<p>Updates have been made to the CHIPmedicaid.org website to reflect new co-payments for the Children&#8217;s Health Insurance Program (CHIP) and revised income limits for both CHIP and Children&#8217;s Medicaid. The new figures feeding the online calculators and charts on the website are based on revised federal poverty limits and state changes in CHIP co-payments that go into effect March 1.</p>
<p>In addition, people with CHIP coverage now have more tools on the website to manage their CHIP cases. CHIP members can use the website to pick their CHIP medical and dental plans, search for CHIP doctors and dentists in their area, and update their address, phone number, and email address.</p>
<p>To get to the case management features, go to<strong><a title="Click to see more Chip Medicaid Info" href="http://links.govdelivery.com/track?type=click&amp;enid=ZWFzPTEmbWFpbGluZ2lkPTIwMTIwMjE4LjU2NjU4OTEmbWVzc2FnZWlkPU1EQi1QUkQtQlVMLTIwMTIwMjE4LjU2NjU4OTEmZGF0YWJhc2VpZD0xMDAxJnNlcmlhbD0xNjg4MTg5NyZlbWFpbGlkPXN0ZXBoZW5AbGF5YW5kd2lsbGlhbXMuY29tJnVzZXJpZD1zdGVwaGVuQGxheWFuZHdpbGxpYW1zLmNvbSZmbD0mZXh0cmE9TXVsdGl2YXJpYXRlSWQ9JiYm&amp;&amp;&amp;100&amp;&amp;&amp;http://www.CHIPmedicaid.org" target="_blank"> www.CHIPmedicaid.org</a></strong>, click the &#8220;Log in/Create Account&#8221; button in the upper right corner of the screen, then log in with your username and password. New users can create an account. Members searching for CHIP doctors and dentists in their area can do so without logging in.</p>
<p>People looking to apply for CHIP/Children&#8217;s Medicaid or renew CHIP coverage can fill out the application online and submit it through the secure website.</p>
<div id="mail_footer">
<p>You can view or update your subscriptions, password or e-mail address at any time on your <a title="Click to view User Profile Page" href="http://links.govdelivery.com:80/track?type=click&amp;enid=ZWFzPTEmbWFpbGluZ2lkPTIwMTIwMjE4LjU2NjU4OTEmbWVzc2FnZWlkPU1EQi1QUkQtQlVMLTIwMTIwMjE4LjU2NjU4OTEmZGF0YWJhc2VpZD0xMDAxJnNlcmlhbD0xNjg4MTg5NyZlbWFpbGlkPXN0ZXBoZW5AbGF5YW5kd2lsbGlhbXMuY29tJnVzZXJpZD1zdGVwaGVuQGxheWFuZHdpbGxpYW1zLmNvbSZmbD0mZXh0cmE9TXVsdGl2YXJpYXRlSWQ9JiYm&amp;&amp;&amp;101&amp;&amp;&amp;https://public.govdelivery.com/accounts/TXHHSC/subscriber/edit?preferences=true#tab1" target="_blank">User Profile Page</a>. All you will need are your e-mail address and your password (if you selected one).</p>
<p>This service is provided to you at no charge by Texas Health and Human Services Commission.</p>
<p>Visit us on the web at <a title="Click to View Website for TX Health &amp; Human Service Commission" href="http://links.govdelivery.com/track?type=click&amp;enid=ZWFzPTEmbWFpbGluZ2lkPTIwMTIwMjE4LjU2NjU4OTEmbWVzc2FnZWlkPU1EQi1QUkQtQlVMLTIwMTIwMjE4LjU2NjU4OTEmZGF0YWJhc2VpZD0xMDAxJnNlcmlhbD0xNjg4MTg5NyZlbWFpbGlkPXN0ZXBoZW5AbGF5YW5kd2lsbGlhbXMuY29tJnVzZXJpZD1zdGVwaGVuQGxheWFuZHdpbGxpYW1zLmNvbSZmbD0mZXh0cmE9TXVsdGl2YXJpYXRlSWQ9JiYm&amp;&amp;&amp;102&amp;&amp;&amp;http://www.hhsc.state.tx.us/" target="_blank">http://www.hhsc.state.tx.us/.</a></p>
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		<title>Auto Uninsured / Underinsured Motorist Coverage</title>
		<link>http://layandwilliams.wordpress.com/2012/02/09/auto-uninsured-underinsured-motorist-coverage/</link>
		<comments>http://layandwilliams.wordpress.com/2012/02/09/auto-uninsured-underinsured-motorist-coverage/#comments</comments>
		<pubDate>Thu, 09 Feb 2012 18:52:04 +0000</pubDate>
		<dc:creator>Lay and Williams Health Insurance Plans</dc:creator>
				<category><![CDATA[Auto Insurance]]></category>
		<category><![CDATA[Texas]]></category>
		<category><![CDATA[TEXAS]]></category>
		<category><![CDATA[Vehicle Insurance]]></category>

		<guid isPermaLink="false">http://layandwilliams.wordpress.com/?p=251</guid>
		<description><![CDATA[TDI (Texas Department of Insurance) will hold an informal meeting to consider input from stakeholders regarding their interpretation of the offering of uninsured/underinsured (UM/UIM) motorist coverage for bodily injury and property damage under Texas Insurance Code, Section 1952.105(a) and (b). Read More&#8230;<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=layandwilliams.wordpress.com&amp;blog=22138298&amp;post=251&amp;subd=layandwilliams&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
			<content:encoded><![CDATA[<p><strong>TDI</strong> (Texas Department of Insurance) will hold an informal meeting to consider input from stakeholders regarding their interpretation of the offering of uninsured/underinsured <strong>(UM/UIM)</strong> motorist coverage for bodily injury and property damage under Texas Insurance Code, Section 1952.105(a) and (b).</p>
<p><a title="Click to read more on TDI Meeting" href="http://www.tdi.texas.gov/rules/stakeholder-tic.html" target="_blank">Read More&#8230;</a></p>
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		<title>TX Department of Insurance &#8211; Looks at Coverage for Children younger than 19</title>
		<link>http://layandwilliams.wordpress.com/2012/02/02/tx-department-of-insurance-looks-at-coverage-for-children-younger-than-19/</link>
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		<pubDate>Thu, 02 Feb 2012 22:41:10 +0000</pubDate>
		<dc:creator>Lay and Williams Health Insurance Plans</dc:creator>
				<category><![CDATA[Affordable Care Act]]></category>
		<category><![CDATA[Chid Only Policies]]></category>
		<category><![CDATA[FEDERAL RISK POOL]]></category>
		<category><![CDATA[Health Insurance]]></category>
		<category><![CDATA[RISK POOL]]></category>
		<category><![CDATA[Children Only]]></category>
		<category><![CDATA[HealthCare Reform]]></category>

		<guid isPermaLink="false">http://layandwilliams.wordpress.com/?p=248</guid>
		<description><![CDATA[Health Coverage for Children Younger than 19 Years of Age The Texas Department of Insurance has prepared an informal working draft of rules concerning establishment of a voluntary open enrollment period and qualifying event exceptions for individual health coverage of children under the age of 19.  In addition to the informal rules, a stakeholder meeting [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=layandwilliams.wordpress.com&amp;blog=22138298&amp;post=248&amp;subd=layandwilliams&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
			<content:encoded><![CDATA[<h3>Health Coverage for Children Younger than 19 Years of Age</h3>
<p>The Texas Department of Insurance has prepared an informal working draft of rules concerning establishment of a voluntary open enrollment period and qualifying event exceptions for individual health coverage of children under the age of 19.  In addition to the informal rules, a stakeholder meeting has been scheduled from <strong>3 to 5 p.m. on February 13, 2012</strong>, to discuss the informal working draft.  A copy of the informal rules and information on the stakeholder meeting are available at:<br />
<strong><a title="blocked::https://news.tdi.texas.gov/link.php?M=9221&amp;N=73&amp;L=49&amp;F=H" href="https://news.tdi.texas.gov/link.php?M=9221&amp;N=73&amp;L=49&amp;F=H" target="_blank">http://www.tdi.texas.gov/rules/under19child.html</a>.</strong></p>
<p>&nbsp;</p>
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		<title>State High Risk Pool &#8211; VS &#8211; Federal Risk Pool &#8211; Info</title>
		<link>http://layandwilliams.wordpress.com/2012/01/31/state-high-risk-pool-vs-federal-risk-pool-info/</link>
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		<pubDate>Tue, 31 Jan 2012 18:45:57 +0000</pubDate>
		<dc:creator>Lay and Williams Health Insurance Plans</dc:creator>
				<category><![CDATA[Affordable Care Act]]></category>
		<category><![CDATA[FEDERAL RISK POOL]]></category>
		<category><![CDATA[Health Insurance]]></category>
		<category><![CDATA[RISK POOL]]></category>
		<category><![CDATA[CMS]]></category>
		<category><![CDATA[HealthCare Reform]]></category>
		<category><![CDATA[TEXAS]]></category>

		<guid isPermaLink="false">http://layandwilliams.wordpress.com/?p=244</guid>
		<description><![CDATA[People with preexisting medical conditions are stuck in high-risk pools until 2014 Washington Post &#8230; through 35 state high-risk pools that were in existence before the overhaul was passed. Because of restrictions in the new law, they can&#8217;t sign up for the PCIP plans, even though the coverage is often cheaper (thanks in part to [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=layandwilliams.wordpress.com&amp;blog=22138298&amp;post=244&amp;subd=layandwilliams&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
			<content:encoded><![CDATA[<p><strong><a title="Read More from Washing Post" href="http://www.google.com/url?sa=X&amp;q=http://www.washingtonpost.com/national/health-science/people-with-preexisting-medical-conditions-are-stuck-in-high-risk-pools-until-2014/2012/01/26/gIQAvbw9cQ_story.html&amp;ct=ga&amp;cad=CAcQAhgAIAAoATAAOABAg66g-QRIAVAAWABiAmVu&amp;cd=crwm-1lfrgQ&amp;usg=AFQjCNG4Js_k9gj9De2PngZ50nxgEsZNZw" target="_blank">People with preexisting medical conditions are stuck in high-risk pools until 2014</a></strong></p>
<p><a title="outbind://23-000000002307FAE7972D6844807809F77F2E175404E26D00/">Washington Post</a><br />
<strong>&#8230;</strong> through 35 state high-<strong>risk pools</strong> that were in existence before the overhaul was passed. Because of restrictions in the new law, they can&#8217;t sign up for the PCIP plans, even though the coverage is often cheaper (thanks in part to <strong>federal</strong> funding) and <strong>&#8230;</strong> <a title="Click to Read More" href="http://www.google.com/url?sa=X&amp;q=http://www.washingtonpost.com/national/health-science/people-with-preexisting-medical-conditions-are-stuck-in-high-risk-pools-until-2014/2012/01/26/gIQAvbw9cQ_story.html&amp;ct=ga&amp;cad=CAcQAhgAIAAoATAAOABAg66g-QRIAVAAWABiAmVu&amp;cd=crwm-1lfrgQ&amp;usg=AFQjCNG4Js_k9gj9De2PngZ50nxgEsZNZw" target="_blank">READ MORE&#8230;</a></p>
<p>&nbsp;</p>
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		<title>HOUSE GOP &#8211; Healthcare Reform Update</title>
		<link>http://layandwilliams.wordpress.com/2012/01/31/house-gop-healthcare-reform-update/</link>
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		<pubDate>Tue, 31 Jan 2012 05:27:00 +0000</pubDate>
		<dc:creator>Lay and Williams Health Insurance Plans</dc:creator>
				<category><![CDATA[Affordable Care Act]]></category>
		<category><![CDATA[CMS]]></category>
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		<description><![CDATA[House GOP aims to have reform-replacement legislation ready after high court rules The chairman of a House health subcommittee said a reform-replacement package will come later this year after the U.S. Supreme Court reaches its decision on the 2010 law. (MODERN HEALTHCARE)<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=layandwilliams.wordpress.com&amp;blog=22138298&amp;post=240&amp;subd=layandwilliams&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
			<content:encoded><![CDATA[<h1>House GOP aims to have reform-replacement legislation ready after high court rules</h1>
<div>The chairman of a House health subcommittee said a reform-replacement package will come later this year after the U.S. Supreme Court reaches its decision on the 2010 law.<em><strong> <a title="Read More at Modern Healthcare" href="http://www.modernhealthcare.com/article/20120125/NEWS/301259973?AllowView=VW8xUmo5Q21TcWJOb1gzb0tNN3RLZ0h0MWg5SVgra3NZRzROR3l0WWRMVGJWZjhFRWxiNUtpQzMyWmVxNVhrWUpidWk=&amp;utm_source=link-20120125-NEWS-301259973&amp;utm_medium=email&amp;utm_campaign=am" target="_blank">(MODERN HEALTHCARE)</a></strong></em></div>
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		<title>Public Believes Reform Law will help Uninsured the Most&#8230;</title>
		<link>http://layandwilliams.wordpress.com/2012/01/31/public-believes-reform-law-will-help-uninsured-the-most/</link>
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		<pubDate>Tue, 31 Jan 2012 05:18:31 +0000</pubDate>
		<dc:creator>Lay and Williams Health Insurance Plans</dc:creator>
				<category><![CDATA[Affordable Care Act]]></category>
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		<guid isPermaLink="false">http://layandwilliams.wordpress.com/?p=236</guid>
		<description><![CDATA[PUBLIC BELIEVES REFORM LAW WILL HELP UNINSURED THE MOST: POLL The public believes the uninsured will benefit the most from the 2010 federal healthcare overhaul, while physicians will suffer its most detrimental impacts, according to a recent poll. (MODERN HEALTHCARE) &#160;<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=layandwilliams.wordpress.com&amp;blog=22138298&amp;post=236&amp;subd=layandwilliams&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
			<content:encoded><![CDATA[<p><strong>PUBLIC BELIEVES REFORM LAW WILL HELP UNINSURED THE MOST:</strong> POLL The public believes the uninsured will benefit the most from the <strong>2010 federal healthcare overhaul</strong>, <strong>w</strong><em><strong>hile physicians will suffer its most</strong></em> detrimental impacts, according to a recent poll.<strong> <a title="Read More at Modern Healthcare" href="http://www.modernhealthcare.com/article/20120126/NEWS/301269976?AllowView=VW8xUmo5Q21TcWJOb1gzb0tNN3RLZ0h0MWg5SVgra3NZRzROR3l0WWRMVGJWZjhIRWxiNUtpQzMyWmVxNVhvWUpidW4=&amp;utm_source=link-20120126-NEWS-301269976&amp;utm_medium=email&amp;utm_campaign=am" target="_blank">(MODERN HEALTHCARE)</a></strong></p>
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		<title>Affordable Care Act Updates</title>
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		<pubDate>Tue, 31 Jan 2012 01:53:58 +0000</pubDate>
		<dc:creator>Lay and Williams Health Insurance Plans</dc:creator>
				<category><![CDATA[Affordable Care Act]]></category>
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		<guid isPermaLink="false">http://layandwilliams.wordpress.com/?p=230</guid>
		<description><![CDATA[CMS (Centers for Medicare &#38; Medicaid Services ) moves Ahead with Reinsurance Project  - Officials say they might hire one or more vendors to help manage individual market anti-selection risk&#8230;. Even though States and others are fighting to get the U.S. Supreme Court to declare the Patient Protection and Affordable Care Act of 2010 (PPACA) [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=layandwilliams.wordpress.com&amp;blog=22138298&amp;post=230&amp;subd=layandwilliams&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
			<content:encoded><![CDATA[<p>CMS (<strong>C</strong>enters for <strong>M</strong>edicare &amp; Medicaid<strong> S</strong>ervices ) moves Ahead with Reinsurance Project  -</p>
<p>Officials say they might hire one or more vendors to help manage individual market anti-selection risk&#8230;. Even though States and others are fighting to get the U.S. Supreme Court to declare the Patient Protection and Affordable Care Act of 2010 (PPACA) to be unconstitutional, and PPACA opponents are also fighting to get Congress to repeal all or part of the act.   <strong>Click <a title="Read More on CMS" href="http://www.lifehealthpro.com/2012/01/30/cms-moves-ahead-with-reinsurance-project?utm_source=HCRW&amp;utm_medium=eNL&amp;utm_campaign=LifeHealthPro_eNLs" target="_blank">read more</a>.</strong></p>
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		<title>Federal Risk Pool &#8211; Colorado Federal Risk Pool won&#8217;t make it until 2014</title>
		<link>http://layandwilliams.wordpress.com/2012/01/16/federal-risk-pool-colorado-federal-risk-pool-wont-make-it-until-2014/</link>
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		<pubDate>Mon, 16 Jan 2012 19:22:41 +0000</pubDate>
		<dc:creator>Lay and Williams Health Insurance Plans</dc:creator>
				<category><![CDATA[Affordable Care Act]]></category>
		<category><![CDATA[FEDERAL RISK POOL]]></category>
		<category><![CDATA[Health Insurance]]></category>
		<category><![CDATA[RISK POOL]]></category>
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		<description><![CDATA[Colorado high-risk health insurance pool runs up claims twice the US average Denver Post High-risk, UN-insurable patients were the heart of emotional pleas for national health-care reform in 2010, and Colorado got $90 million of a $5 billion federal pool to help them. The allocation was meant to last until 2014, when insurers have to [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=layandwilliams.wordpress.com&amp;blog=22138298&amp;post=226&amp;subd=layandwilliams&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
			<content:encoded><![CDATA[<p><a title="Read More" href="http://www.denverpost.com/news/ci_19750414" target="_blank">Colorado high-<strong>risk</strong> health insurance <strong>pool</strong> runs up claims twice the US average</a><br />
<a title="outbind://12-000000002307FAE7972D6844807809F77F2E1754E4B16C00/">Denver Post</a><br />
High-<strong>risk</strong>, UN-insurable patients were the heart of emotional pleas for national health-care reform in 2010, and Colorado got <strong>$90 million</strong> of a <strong>$5 billion</strong> <strong>federal pool</strong> to help them. The allocation was meant to last until <strong>2014</strong>, when insurers have to cover <strong>&#8230;</strong><br />
<a title="See All stories on Colorado Federal Risk Pool" href="http://news.google.com/news/story?ncl=http://www.denverpost.com/news/ci_19750414&amp;hl=en" target="_blank">See all stories on this topic »</a></p>
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		<title>Lay &amp; Williams Insurance Services Receives 2011 Best of Fort Worth Award</title>
		<link>http://layandwilliams.wordpress.com/2011/11/16/lay-williams-insurance-services-receives-2011-best-of-fort-worth-award/</link>
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		<pubDate>Wed, 16 Nov 2011 17:31:28 +0000</pubDate>
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		<description><![CDATA[FOR IMMEDIATE RELEASE Lay &#38; Williams Insurance Services Receives 2011 Best of Fort Worth Award U.S. Commerce Association’s Award Plaque Honors the Achievement NEW YORK, NY, November 9, 2011 &#8212; Lay &#38; Williams Insurance Services has been selected for the 2011 Best of Fort Worth Award in the Insurance Agents, Brokers &#38; Service category by [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=layandwilliams.wordpress.com&amp;blog=22138298&amp;post=221&amp;subd=layandwilliams&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
			<content:encoded><![CDATA[<p>FOR IMMEDIATE RELEASE</p>
<p><strong><a title="Lay and Williams Health Insurance Website" href="http://www.layandwilliams.com/" target="_blank">Lay &amp; Williams Insurance Services</a> Receives 2011 Best of Fort Worth Award </strong></p>
<p>U.S. Commerce Association’s Award Plaque Honors the Achievement</p>
<p>NEW YORK, NY, November 9, 2011 &#8212; Lay &amp; Williams Insurance Services has been selected for the 2011 Best of Fort Worth Award in the Insurance Agents, Brokers &amp; Service category by the U.S. Commerce Association (USCA).</p>
<p>The USCA &#8220;Best of Local Business&#8221; Award Program recognizes outstanding local businesses throughout the country. Each year, the USCA identifies companies that they believe have achieved exceptional marketing success in their local community and business category. These are local companies that enhance the positive image of small business through service to their customers and community.</p>
<p>Various sources of information were gathered and analyzed to choose the winners in each category. The 2011 USCA Award Program focuses on quality, not quantity. Winners are determined based on the information gathered both internally by the USCA and data provided by third parties.</p>
<p>About U.S. Commerce Association (USCA)</p>
<p>U.S. Commerce Association (USCA) is a New York City based organization funded by local businesses operating in towns, large and small, across America. The purpose of USCA is to promote local business through public relations, marketing and advertising.</p>
<p>The USCA was established to recognize the best of local businesses in their community. Our organization works exclusively with local business owners, trade groups, professional associations, chambers of commerce and other business advertising and marketing groups. Our mission is to be an advocate for small and medium size businesses and business entrepreneurs across America.</p>
<p>SOURCE: U.S. Commerce Association</p>
<p>CONTACT:<br />
U.S. Commerce Association<br />
Email: PublicRelations@uscaaward.com<br />
URL: http://www.uscaaward.com</p>
<p>&nbsp;</p>
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		<title>D.C. Circuit Upholds PPACA Constitutionality By Allison Bell</title>
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		<pubDate>Thu, 10 Nov 2011 20:56:26 +0000</pubDate>
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		<description><![CDATA[The judges analyze the question of whether the individual coverage ownership penalty is really a tax.… Read More. &#160;<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=layandwilliams.wordpress.com&amp;blog=22138298&amp;post=218&amp;subd=layandwilliams&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
			<content:encoded><![CDATA[<p>The judges analyze the question of whether the individual coverage ownership penalty is really a tax.… <a title="LifeHealthPro" href="http://www.lifehealthpro.com/2011/11/08/dc-circuit-upholds-ppaca-constitutionality?utm_source=LifeHealthProDaily&amp;utm_medium=eNL&amp;utm_campaign=LifeHealthPro_eNLs" target="_blank">Read More</a>.</p>
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